Here are the Top 10 Best Countries to Settle After Retirement from India (based on affordability, healthcare, visa/residency options, Indian community, safety, and quality of life):
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🌎 1. Portugal
Why: Affordable, great climate, excellent healthcare, safe, English widely spoken.
Visa: D7 Passive Income Visa or Golden Visa.
Cost of Living: ~₹80,000–₹1.2L/month.
Indian Community: Moderate, especially in Lisbon and Porto.
Bonus: EU residency rights.
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🌴 2. Thailand
Why: Low cost of living, friendly locals, beautiful beaches, good healthcare.
Visa: Retirement Visa (O-A or O-X for 50+ age).
Cost of Living: ~₹60,000–₹1L/month.
Indian Community: Present in Bangkok and Pattaya.
Bonus: Easy travel to India.
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🏝️ 3. Sri Lanka
Why: Close to India, similar food/culture, cheaper life, peaceful beaches.
Visa: Long-term residence available via investment or retirement schemes.
Cost of Living: ~₹50,000–₹80,000/month.
Indian Community: Small, but local Tamil population.
Bonus: Direct short flights, familiar culture.
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🌆 4. UAE (Dubai, Abu Dhabi)
Why: Large Indian community, tax-free income, world-class facilities.
Visa: Retirement Visa (5 years for 55+ with savings/property/income).
Cost of Living: ~₹1.2L–₹2L/month.
Indian Community: Huge, every city has Indian expats.
Bonus: Close to India, culturally connected.
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🍷 5. Spain
Why: Mediterranean lifestyle, good healthcare, low-cost towns, great weather.
Visa: Non-Lucrative Visa (passive income proof needed).
Cost of Living: ~₹90,000–₹1.4L/month.
Indian Community: Growing in Madrid, Barcelona.
Bonus: EU access and excellent public transport.
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🥘 6. Malaysia
Why: Low cost of living, modern cities, MM2H retirement program.
Visa: Malaysia My Second Home (MM2H).
Cost of Living: ~₹70,000–₹1L/month.
Indian Community: Large, especially in Kuala Lumpur and Penang.
Bonus: Cultural familiarity, Indian food easily available.
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🧀 7. France
Why: Scenic countryside, top healthcare, culture, and lifestyle.
Visa: Long-stay visitor visa (for retirees with income).
Cost of Living: ~₹1L–₹1.5L/month.
Indian Community: Present but small outside Paris.
Bonus: EU residency, romantic lifestyle.
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🏞️ 8. New Zealand
Why: Stunning nature, peaceful, clean air, low crime.
Visa: Parent Retirement Resident Visa (complex, but available).
Cost of Living: ~₹1.5L–₹2.5L/month.
Indian Community: Well-established in Auckland and Wellington.
Bonus: Best quality of life.
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🌄 9. Ecuador
Why: Very affordable, temperate weather, retiree-friendly.
Visa: Pensioner Visa (for regular monthly income of ~$1,000).
Cost of Living: ~₹60,000–₹90,000/month.
Indian Community: Very small.
Bonus: Ranked high in expat retirement lists.
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🌿 10. Mauritius
Why: Tropical island, peaceful, English/French spoken, Indian roots.
Visa: Retired non-citizen permit (for 50+ with $1,500/month income).
Cost of Living: ~₹70,000–₹1.2L/month.
Indian Community: Large Indian-origin population.
Bonus: Easy lifestyle transition for Indians.
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✅ How to Choose the Right Country?
Ask yourself:
Do I want to live near the sea or in a city?
Do I prefer Asian culture or Western lifestyle?
What is my monthly retirement income?
Do I need a large Indian community?
Do I need access to public healthcare?
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